Optima Bank
 ATMS and Bank offices (312) 90 59 59
Skype: OptimaBank
 

Sheet of key data on potential credit

* The sheet shall not replace a loan agreement or application for a loan, but it helps to compare lending terms of several institutions
SECTION 1. Data on credit
Goals of the credit
Choose currency
Credit amount (the amount you want to receive)
Credit security
Credit repayment method
Credit period (in months)
Interest rate (nominal):
Annual effective interest rate: (includes nominal interest rate and loan servicing costs)
Interest rate (% per month):
Repayment frequency:
monthly
One-time payment amount:
Loan servicing costs, particularly:
Commission fee for application processing:
Commission fee for credit issue:
Commission fee of third persons:
tariffs of third persons
Show repayment schedule
REPAYMENT SCHEDULE
Month One-time payment amount Total of maturing interest Principal redemption Outstanding balance after repayment
SECTION 2. Other important conditions
Penalty for violation of credit agreement terms
Late charge shall be applied:
to the one-time payment amount from the date of default from obligation
Credit security
Information contained in sections 1 and 2 hereof is not final and might be changed in the credit agreement.
SECTION 3. As a potential borrower you have the following rights
You are free to choose financial credit institutions and financial service
You are entitled to refuse to sign a credit agreement or other agreement, contract.
You have the right to choose the language of the credit agreement: state (Kyrgyz) or official (Russian).
You are entitled to receive in your hands the draft credit agreement with all attached documents and to seek advice outside the FCI within 1-3 days
You have the right to receive exhaustive information and explanations on the terms and cost of the credit, on payments and credit related settlement procedures (interest, penalty, fine), on your rights and obligations under the credit agreement, risks, consequences and liability for them, as well as other outstanding questions about the credit terms.
After signing the credit agreement, but before actual receipt of funds, you are free to refuse the credit.
If you have any complaints, please call (312) 90 59 59.

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Currency rates

Cash Rates

05/30/2023 Buy Sell
USD 87.5000 88.1000
EUR 93.7000 94.7000
RUB 1.0800 1.1000
KZT 0.1350 0.2050
All rates

Cashless Rates

30.05.2023 Buy Sell
USD 87.3000 87.6400
EUR 93.7000 94.7000
RUB 1.0500 1.1200
KZT 0.1350 0.2050
All rates

Payment Cards Rates 

30.05.2023 Buy Sell
USD 87.5000 88.1000
EUR 93.7000 94.7000
RUB 1.0690 1.1000
KZT 0.1350 0.2050
All rates

NBKR Rates

30.05.2023 Rate
USD 87.5900
EUR 93.9228
RUB 1.0852
KZT 0.1971
All rates
*The rates for buying and selling non-cash foreign currency established by this Order are valid for clients of legal entities and individual entrepreneurs.

For conversion transactions on demand accounts of individuals, including through the Optima24 application, the rates for buying and selling cash foreign currency established by this Order are applied.

The established rates for buying and selling cash and non-cash foreign currencies are valid for the amount of 25 000 US dollars or the equivalent of 25 000 US dollars in other foreign currencies. For transactions for amounts over 25 000 US dollars, the rate is set by the Treasury Department of Optima Bank OJSC by agreement.