Installments With No
Extra Fees —
Treat yourself to more shopping!
Go for the crown!
Win prizes with Optima Bank
and «Золотая корона»
Online business loan
with favorable terms
 
In the Optima24 app
Online loan in Optima24
Get a loan in just a few clicks
Optima Gold for kids
Payment card and app for kids
Installments with no extra fees
Pay for your purchases in equal parts — with no fees
Optima x Золотая Корона
Send transfers from 10,000 KGS
and win prizes
Online business loan in Optima24
Apply now for a reduced rate offer until September 30
Online loan in Optima24
from 18% per annum
Optima Gold
for kids
Get a free kids card in the Optima24 app

Up to 300 000 KGS

Frame 1321315682

19% for any purpose up to 300,000 KGS!

Optima Bank is launching a promotion with a record reduction in interest rates on consumer TEZ and Online loans. From September 16 to September 30, 2024, 19%* instead of 26% for any purpose, without collateral, guarantor or other additional documents.

What is TEZ credit?
TEZ, online loan* from Optima Bank - an unsecured loan for any purpose within 5 minutes, without income certificates and guarantors.

The maximum amount of the TEZ loan is up to 300,000 KGS.
The maximum amount of the online loan is up to 200,000 KGS.

How to get a loan?

1) Online loan - through the Optima24 mobile application.

 

Frame 1321316358

2) TEZ credit - in all bank branches or customer service points.

3) Leave a request on the website for further consultation with specialists

 

Frame 1321316357

Conditions of registration:
• Passport of a citizen of the Kyrgyz Republic.
• Age from 21.

Registration is available at any branch of Optima Bank, at customer service points and online.

The promotion is valid from September 16 to September 30, 2024. Now is the time to profitably apply for a loan for any of your needs!

You can find out more about the promotion on the official website or at the nearest bank branch.

* A request is submitted to the social fund of the Kyrgyz Republic
* Effective annual interest rate - from 20.81%.
NBKR License No. 018.

 

Актуальные акции

Акция Олимпийское золото
от Visa и Optima Bank

Выиграйте поездку на Олимпиаду 2024

Откройте карту Visa

Выполняйте квест в приложении Optima24

Подробнее

Агрокредиты от 19% годовых*

Оформление в любом филиале

Сумма займа от 300 000 сом

Период займа от 6 до 36 месяцев

Подробнее

Сервисы банка

Currency Converter
Cash Cashless
I have
som usd kzt rub eur
I will get
usd kzt rub eur

*The exchange rates for buying and selling cashless foreign currency established by this Order apply to corporate clients and individual entrepreneurs.

For conversion operations on demand accounts of individuals, including through the Optima24 application, the exchange rates for buying and selling cash foreign currency established by this Order are applied.

Exchange rates of OJSC Optima Bank Courses valid from 2026-04-10 22:29 Bishkek
2026-04-10
Buy
Sell
USD
87.3000
87.7000
EUR
101.9000
102.9000
KZT
0.1750
0.1950
RUB
1.1200
1.1500
2026-04-10
Buy
Sell
USD
87.0000
87.5000
EUR
101.9000
102.9000
KZT
0.1750
0.1950
RUB
1.0900
1.1700
2026-04-10
Buy
Sell
USD
87.3000
87.7000
EUR
101.9000
102.9000
KZT
0.1750
0.1950
RUB
1.1250
1.1500
2026-04-10
Rate
USD
87.4485
EUR
102.0655
KZT
0.1820
RUB
1.1183
The established exchange rates for buying and selling cash and non-cash foreign currencies apply up to an amount of $10,000 USD or the equivalent of $10,000 USD in other foreign currencies. For transactions exceeding $10,000 USD, the exchange rate is determined by the Treasury Department of Optima Bank by agreement.

*The established exchange rates for buying and selling non-cash foreign currency apply to corporate clients and individual entrepreneurs.