Installments With No
Extra Fees —
Treat yourself to more shopping!
Go for the crown!
Win prizes with Optima Bank
and «Золотая корона»
Online business loan
with favorable terms
 
In the Optima24 app
Online loan in Optima24
Get a loan in just a few clicks
Optima Gold for kids
Payment card and app for kids
Installments with no extra fees
Pay for your purchases in equal parts — with no fees
Optima x Золотая Корона
Send transfers from 10,000 KGS
and win prizes
Online business loan in Optima24
Apply now for a reduced rate offer until September 30
Online loan in Optima24
from 22% per annum
Optima Gold
for kids
Get a free kids card in the Optima24 app

Update 5.12.0.

 Новость Обновление О24EN

📱 Dear customers, welcome the new Optima24 update!

We’ve improved the mobile app to make it even more convenient and faster for you!

Here’s what’s new:

New Transfers and Payments screen
Everything is now in one place! The “Transfers” and “Payments” tabs are now combined into “Operations,” and “History” has moved to the top for quicker access.

🔧 Updated Services screen
All services are now grouped in a separate tab with an improved design. Easier, clearer, and faster — give it a try!

🔍 Global search
Looking for a transfer, payment, service, or setting? Now you can search everything from one place. It’s that simple!

💡 Design tips
To help you get used to the new interface, we’ve added helpful tips right inside the app.

Faster performance
The app is now even quicker and more stable — try it and feel the difference!

📲 Update Optima24 now and enjoy the new features!

Optima Bank — always caring about your convenience.

Актуальные акции

Акция Олимпийское золото
от Visa и Optima Bank

Выиграйте поездку на Олимпиаду 2024

Откройте карту Visa

Выполняйте квест в приложении Optima24

Подробнее

Агрокредиты от 19% годовых*

Оформление в любом филиале

Сумма займа от 300 000 сом

Период займа от 6 до 36 месяцев

Подробнее

Сервисы банка

Currency Converter
Cash Cashless
I have
som usd kzt rub eur
I will get
usd kzt rub eur

*The exchange rates for buying and selling cashless foreign currency established by this Order apply to corporate clients and individual entrepreneurs.

For conversion operations on demand accounts of individuals, including through the Optima24 application, the exchange rates for buying and selling cash foreign currency established by this Order are applied.

Exchange rates of OJSC Optima Bank Courses valid from 2025-11-09 18:30 Bishkek
2025-11-09
Buy
Sell
USD
87.3000
87.8000
EUR
100.5000
101.5000
KZT
0.1550
0.1750
RUB
1.0700
1.0950
2025-11-09
Buy
Sell
USD
87.0000
87.5000
EUR
100.6000
101.6000
KZT
0.1550
0.1750
RUB
1.0400
1.1100
2025-11-09
Buy
Sell
USD
87.3000
87.8000
EUR
100.5000
101.5000
KZT
0.1550
0.1750
RUB
1.0700
1.0950
2025-11-09
Rate
USD
87.4500
EUR
100.8736
KZT
0.1662
RUB
1.0761
The established exchange rates for buying and selling cash and non-cash foreign currencies apply up to an amount of $10,000 USD or the equivalent of $10,000 USD in other foreign currencies. For transactions exceeding $10,000 USD, the exchange rate is determined by the Treasury Department of Optima Bank by agreement.

*The established exchange rates for buying and selling non-cash foreign currency apply to corporate clients and individual entrepreneurs.