for individuals
conditions for clients
Rates for individuals:
Tariffs for services for individuals
Tariffs for the VISA Platinum LUX package
Optima Gold card rates for children
Tariffs for cards from third-party banks
Tariffs for cancellation, adjustment, and refund of problematic payments
Tariffs for servicing VISA Classic cards issued before 03/07/22
Tariffs for accepting payments in favor of service providers.
The terms of service for individuals:
Rules for using cards of Optima Bank OJSC (valid until March 9, 2026)
Rules for using cards of Optima Bank OJSC (valid until October 1, 2025)
Public offer for an online loan and/or online installment plan (valid until June 23, 2025)
Offer for the collection, processing and storage of personal data (valid until March 9, 2026)
Offer of Optima Bank OJSC on remote identification and verification (valid until July 31, 2025)
Public offer for credit products from Optima 24 (valid until September 2, 2025)
Rules for using cards of Optima Bank OJSC (valid until July 22, 2025)